What Happens If I Get Into An Accident With No Insurance?
Getting into an accident with no insurance in Pottsville can be harsh. The uninsured vehicle’s owner or driver will face various penalties and fines. Motor vehicle crashes are the primary reason all drivers or owners of vehicles in Pennsylvania must carry auto insurance.
Even if you did not cause the crash, driving with no required auto insurance can result in legal and financial troubles. The consequences will be based on who caused the car crash and whether you do not have auto insurance. Either way, to better understand the implications and potential consequences of car accidents involving uninsured vehicles, talk to a Pottsville car accident lawyer.
What If I Do Not Have Auto Insurance and The Other Driver Is At Fault?
If you didn’t have insurance when the accident occurred, and the other driver caused the crash, you still have the right to seek compensation from the at-fault driver. However, you face the following expenses and penalties because you are uninsured:
- A fine of at least $300 for driving without insurance
- Driver’s license suspension of three months
- Vehicle registration suspension of three months
- A $94 driver’s license restoration fee
- A $112 restoration fee for your vehicle registration
- A $202 commercial driver’s license restoration fee
Subsequent offenses may lead to harsher penalties and costlier fines. Remember that you are prohibited from driving while your license is suspended. You also cannot let anyone drive your car during the registration suspension period.
On the upside, you have the chance to contest these penalties at a DMV hearing. Ideally, you should consult a Pottsville car accident lawyer to learn how to best handle the hearing before the 30-day time limit for filing an appeal expires. Otherwise, you risk losing your driver’s license and paying all the related fines.
What If I Am At Fault for The Accident and Do Not Have Auto Insurance?
If you are uninsured and are at fault for the car crash, you will be liable for the damages of the other driver. While their insurance coverage might cover some of the costs, the insurer will demand you repay them. You cannot avoid legal responsibility because you failed to have your car insured.
Additionally, the other driver may sue you for damages, and the court may seize your assets as compensation for the other driver. If this is the case, you should work with a Pottsville car accident lawyer to reduce your liability and the compensation you owe. On top of the civil damages you must pay, you likewise face the penalties and fines for driving without insurance.
Reach Out to Our Experienced Pottsville Car Accident Lawyer Now
Getting into an accident without auto insurance can be more financially crushing if you or the other driver are uninsured because of all the resulting damages that must be covered. Our Pottsville car accident lawyer at Fanelli, Evans & Patel, P.C. is here to help. We will do our best to achieve the best possible outcome for you, no matter the circumstances. Send us a message online or call 570-622-2455 to schedule your complimentary consultation with our Pottsville car accident lawyer today.