Peace of mind when facing injuries caused by uninsured driver
No one begins their commute thinking about it ending with an accident – we go about our lives day after day with little to no issue. In the blink of an eye, however, this can change, and an accident can cause lasting damage to those involved. Along with the immediate...
Read MoreUninsured v. underinsured motorists: the difference
The terms “underinsured motorist” and “uninsured motorist” are sometimes used in an interchangeable manner. They do have similar meanings, but in Pennsylvania, there are slight differences. An uninsured motorist — “UM” in insurance parlance — has no insurance coverage at all. An underinsured motorist (UIM), on the other hand, has...
Read MoreWhat do I do if hit by an uninsured or underinsured motorist?
Being involved in a car accident can be traumatic enough but, after unexpectedly being hit in a car accident, it can be overwhelming to discover the other driver does not have car insurance. You may wonder what to do and the answer is that uninsured motorist and underinsured motorist insurance...
Read MoreWhat do I do if I am hit by an uninsured motorist?
Unexpectedly being involved in a car accident caused by another driver is an unpleasant experience for any motorist. When the victim has suffered injuries and other harm, it can be even more troubling to discover that the negligent driver does not have car insurance. Fortunately, there are options for car...
Read MoreWhat is uninsured motorist insurance coverage?
Nothing can ruin a person’s day like a car accident. One minute, it’s just another day on the road. The next minute, your car has been damaged and perhaps you’ve suffered injuries. What do you do if you discover that the other driver does not have liability insurance? Auto insurers...
Read MoreAllstate sued for mishandling of underinsured motorist accident
Most drivers today understand the protocol involved when and if you are involved in a car accident. After checking yourself and any passengers for injuries after a car accident, the drivers of the involved vehicles should exchange personal and insurance information. But, what happens if the driver that caused your...
Read MoreDo insurance policies cover an uninsured or underinsured driver?
A small percentage of Pennsylvania car accidents that happen involve an uninsured or underinsured driver. These drivers are categorized as such because they do not have adequate, or in some instances, any car insurance. Car insurance protects drivers from themselves and also from other drivers when they get into car...
Read MoreDealing with an insurance company following a car accident
Car accidents can be extremely expensive in Pennsylvania. Even small accidents can result in thousands of dollars in property damage or medical expenses from the accident. In many cases, people need help paying for these expenses following the crash. Often, this is where car insurance comes into play. Individuals with...
Read MoreWhat does an insurance policy cover in a car accident?
There are some issues Pennsylvania residents would rather avoid. For example, it can be easy to become lost in the maze of insurance companies that exist, each making different promises about the rates and coverage they provide. Other individuals may feel comfortable in dealing with insurance companies and may take...
Read MoreWhat happens when a driver is uninsured in a crash?
Nobody is above the law. And yet, many Pennsylvania residents still refuse to follow vital laws on the books, which causes great harm to others in the state. For instance, a motorist’s negligence can lead to serious injury to others on the road when the motorist fails to follow the...
Read MoreWhat types of coverage are available against uninsured motorists?
Although Pennsylvania law mandates that drivers purchase auto insurance, there will always be those who flout such rules and drive without coverage. So what options do Pennsylvania residents have to protect themselves against uninsured motorist crashes? For starters, a driver can purchase uninsured motorist coverage. This coverage financially protects the...
Read MoreAuto insurance requirements in Pennsylvania
A car accident can be really scary for the people involved. They may be emotionally rattled from the experience, causing fear and anxiety. They may also be suffering from physical injuries. These may cause pain and keep people away from the things they enjoy. A serious injury may threaten a...
Read MoreHow can drivers protect against PA uninsured motorists?
As if being in an accident is not annoying enough, the situation is only exacerbated when the person that hit you is an uninsured/underinsured Pennsylvania driver. Insurance is what protects victims in a motor vehicular accident. If there is any property damage to the vehicle, then theoretically, the person who...
Read MoreSeeking payment in Pennsylvania motorist accidents is difficult
As if being in a car accident is not annoying enough, having to deal with insurance companies and claims may be even more of a headache, especially if you happen to be in an accident with an uninsured driver. When a driver is uninsured and is the cause of a...
Read MoreTransportation network companies may lack suitable insurance
One of the criteria for operating any type of vehicle on the roadway is to have viable motorist insurance. Unfortunately, even though this is a requirement, there are a number of motorists that are uninsured or underinsured and still insist on driving. When these types of drivers decide to take...
Read MoreUninsured motorists play a role in Michigan insurance prices
As if being in a car accident is not stressful enough, being in an accident with an uninsured motorist is that much more stressful and anxiety-ridden. When involved in an accident with someone who is uninsured, there are a number of questions about who is going to pay for the...
Read MoreUninsured motorist coverage: the case of the cardboard box
To understand how uninsured motorist coverage works, readers in Pottsville will want to take a close look at their own polices. Uninsured motorist coverage applies when there is a causal link between an uninsured vehicle and a policy holder’s injury. Insurance companies tend to have a narrow interpretation of this...
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