How Do Insurance Companies Determine Fault in a Car Accident?
Insurance companies are supposed to determine fault in car accidents based on the accident’s specific details and state laws. However, when you are up against massive insurers, you can expect them to manipulate state laws to complicate your claim and paint a different picture of the car crash to sway the case in their favor.
Given the power and influence that insurers can have on car accident claims, working with a dedicated Mt. Carmel car accident attorney will help ensure you increase your chances of securing the maximum compensation you’re entitled to under the law.
What Do Insurance Companies Do to Determine Fault in a Car Accident?
When a motor vehicle crash occurs, insurers are typically the first parties to get involved. While the specific actions they take vary, there are some general actions that most follow, including:
- Insurance providers will collect evidence from different sources, like police reports, vehicle damage assessments, photos and videos of the crash site, and eyewitnesses.
- Insurers must also analyze the specific circumstances of the crash against local traffic laws.
- After they have reviewed the evidence, they will allocate a level of fault to everyone involved in the crash to determine liability for your damages.
Despite all these seemingly fair and meticulous fault-finding processes, insurers can be biased. Unfortunately for you, they will attempt to shift the blame to you or reduce your payout, even if you were not at fault for the car accident. This is why working with a seasoned Mt. Carmel car accident lawyer cannot be overstated.
How a Mt. Carmel Car Accident Attorney Can Protect You Against Dishonest Insurance Companies
Having the right car accident lawyer on your side is crucial to ensuring your side of the story is heard and that you get all the compensation you need to pay for all the losses you sustained in the crash. Your Mt. Carmel car accident lawyers will conduct their own investigation of the crash to prove the other party’s negligence, fault, and liability.
One of the most confusing and intimidating things you must do after an accident is dealing with the insurer’s insurance claims adjuster. The primary goal of an adjuster is to pay you as little as possible, and they will do so by blaming you for the accident or downplaying your injuries and related damages. They will try to get you to accept a quick settlement that is a fraction of your claim’s actual value.
With a Mt. Carmel car accident attorney fighting for you, the insurer cannot take advantage of you. Your attorney will ensure all your damages are fully accounted for when negotiating with the insurer. If the insurer does not offer you a fair settlement, your lawyer will be ready to take your case to court. While most car accident claims are settled outside of court, having a Mt. Carmel car accident attorney who’s prepared for a trial can pressure the insurer into settling your case fairly.
Let Our Determined Mt. Carmel Car Accident Lawyer Fight Insurance Companies for The Compensation You Deserve
To find out how our Mt. Carmel car accident attorneys can secure the money you deserve after getting injured in a car accident, schedule your free case consultation online or call us at 570-286-6500.