Although Pennsylvania law mandates that drivers purchase auto insurance, there will always be those who flout such rules and drive without coverage. So what options do Pennsylvania residents have to protect themselves against uninsured motorist crashes?
One of the criteria for operating any type of vehicle on the roadway is to have viable motorist insurance. Unfortunately, even though this is a requirement, there are a number of motorists that are uninsured or underinsured and still insist on driving. When these types of drivers decide to take to the roadways, they put other drivers at risk if they are involved in an accident because the insured driver, if they are not at fault, will be on the hook for payment of their own damages until they can secure payment from the other party. This is an unfair situation for any insured driver.