No one begins their commute thinking about it ending with an accident - we go about our lives day after day with little to no issue. In the blink of an eye, however, this can change, and an accident can cause lasting damage to those involved. Along with the immediate...
Uninsured/Underinsured Motorist Accidents
Uninsured v. underinsured motorists: the difference
The terms "underinsured motorist" and "uninsured motorist" are sometimes used in an interchangeable manner. They do have similar meanings, but in Pennsylvania, there are slight differences. An uninsured motorist -- "UM" in insurance parlance -- has no insurance...
What do I do if hit by an uninsured or underinsured motorist?
Being involved in a car accident can be traumatic enough but, after unexpectedly being hit in a car accident, it can be overwhelming to discover the other driver does not have car insurance. You may wonder what to do and the answer is that uninsured motorist and...
What do I do if I am hit by an uninsured motorist?
Unexpectedly being involved in a car accident caused by another driver is an unpleasant experience for any motorist. When the victim has suffered injuries and other harm, it can be even more troubling to discover that the negligent driver does not have car insurance....
What is uninsured motorist insurance coverage?
Nothing can ruin a person's day like a car accident. One minute, it's just another day on the road. The next minute, your car has been damaged and perhaps you've suffered injuries. What do you do if you discover that the other driver does not have liability...
Allstate sued for mishandling of underinsured motorist accident
Most drivers today understand the protocol involved when and if you are involved in a car accident. After checking yourself and any passengers for injuries after a car accident, the drivers of the involved vehicles should exchange personal and insurance information....
Do insurance policies cover an uninsured or underinsured driver?
A small percentage of Pennsylvania car accidents that happen involve an uninsured or underinsured driver. These drivers are categorized as such because they do not have adequate, or in some instances, any car insurance. Car insurance protects drivers from themselves...
Dealing with an insurance company following a car accident
Car accidents can be extremely expensive in Pennsylvania. Even small accidents can result in thousands of dollars in property damage or medical expenses from the accident. In many cases, people need help paying for these expenses following the crash. Often, this is...
What does an insurance policy cover in a car accident?
There are some issues Pennsylvania residents would rather avoid. For example, it can be easy to become lost in the maze of insurance companies that exist, each making different promises about the rates and coverage they provide.Other individuals may feel comfortable...
What happens when a driver is uninsured in a crash?
Nobody is above the law. And yet, many Pennsylvania residents still refuse to follow vital laws on the books, which causes great harm to others in the state.For instance, a motorist's negligence can lead to serious injury to others on the road when the motorist fails...