No one begins their commute thinking about it ending with an accident - we go about our lives day after day with little to no issue. In the blink of an eye, however, this can change, and an accident can cause lasting damage to those involved. Along with the immediate shock and injuries, there are often legal issues that follow and can cause significant concerns that only add to the difficulties faced.
For some, an unfortunate circumstance could be that the driver that caused the accident was not carrying insurance. Most drivers don't have the personal assets to cover what can be extensive costs for medical care for injuries sustained in the accident. This, of course, is why drivers carry insurance - to protect themselves and others. However, when the other driver doesn't have the necessary coverage, it can be tough to recover the funds needed to pay for important care.
Fortunately, there is the option to purchase full tort and uninsured/underinsured coverage as part of your own auto insurance policy. Although there is an extra cost to carry this additional coverage, those who choose to do so can navigate the roads without the additional worry that could come from an accident with an uninsured driver.
In all accident cases, there can be many details - including insurance coverage - that need to be considered to ensure the best possible recovery. To learn more about how to protect yourself, visit our insurance coverage page.